The Child Care Package is insurance uniquely designed to fulfill a wide variety of special insurance needs for Child Care Centers. The comprehensive program is designed to address both For-Profit and Non-Profit operations. Each policy is custom tailored to address each insured's unique exposure.

Coverage Features

Liability:

• Comprehensive general liability
  — limits to $3,000,000

• Abuse and molestation coverage options
  — separate limits of liability available

• Premises liability

• Personal injury liability

• Employee benefits liability

• Coverage for special events

• Child care organization professional liability
  — separate limits of $1,000,000/$3,000,000

• Corporal punishment coverage available

• Umbrella — limits up to $10,000,000

Property:

• Blanket limits available

• All risk on building, contents, loss of

• income and extra expense

• Computer equipment coverage

• Replacement cost endorsement

• Tuition Reimbursement coverage option

• under business income form

Automobile:

• Owned business automobiles

• Non-owned automobile exposure

• Hired automobile exposure

• Rental reimbursement

• Towing

• Minimum physical damage

• Buses, 15 passenger vans, private passengers

Crime and Fidelity:

• Employee Theft

• Theft of Money and Securities

Acceptable Exposures:

• Non-profit and for-profit operations

• Swimming pools

• Field trips

• Staff to child ratios in conformance with state law

 
The Content provided for promotional and informational purposes only. For an actual description of coverages, terms and conditions refer to the insurance policy. Coverage may not be available in all states. Issuance of coverage is subject to underwriting.

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1970 Kipling Street Lakewood, CO 80215		Phone:  Fax:	303-991-7177 303-991-7150
Toll Free:  866-481-6675